Our mission is to serve our customers with honesty, integrity and compliance through the mortgage process. Our goal is to provide home loans to our borrowers while providing them with the lowest interest rates and closing costs possible. Furthermore, the VA Mortgage Loan has many advantages that make it an outstanding mortgage loan program for our Active/Retired United States Military and their families.
* No Down payment requirements - no down downment means more savings at closing:
*No Private Mortgage Insurance - Most conventional mortgage lenders require borrowers to pay private mortgage insurance and requires a down payment of at least 3.5%, which protects the lender against borrowers default unless borrower puts 20% down at closing. VA mortgages are backed by the Federal Government which takes responsibility for borrowers default in turn gives the Veterans the opportunity to get a mortgage without paying mortgage insurance premiums and lowers the interest rates due to the fact its a lower risk loan to the lenders.